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The Square Cash App does pretty much the same thing as Venmo, but without the social features. You can send money to, or request from, anyone with a Cash account, and funds are drawn from a linked bank account via debit card at no cost. Cash has a wallet feature, like PayPal, or the ability to send from a linked account without holding funds in. The “Cash Card” allows users to make transactions and withdraw the money that they have in their Cash App account. The card is issued by Sutton Bank and is unique to a user’s Cash App account. Cash App belongs to Square. Square is a legit public company. So it is almost as safe as in a bank, the difference is in insurance. A deposit in a bank would be insured to the certain limit by Federal Deposit Insurance Corporation (FDIC) and in Cash App it is insured with network institutions who provide FDIC insurance for a majority of the funds, and Square protects the remainder. Cash App is a mobile app backed by digital payment company Square that allows you to send and receive money through your bank account using your debit card. Your Cash App account comes with a Visa debit card — called a Cash Card — that you can use to pay for goods and services in the US from your Cash App balance without involving your bank.
